Fintech Integration Process Suggestion for Banks

Suggestion overrides automatic audiovisual integration.

Cognitive scientists routinely distinguish between controlled and automatic mental processes. Through learning, practice, and exposure, controlled processes can become automatic; however, whether automatic processes can become deautomatized - recuperated under the purview of control - remains unclear. Here we show that a suggestion derails a deeply ingrained process involving involuntary audiov...

Modeling Performance Indicators Selection Process for Vo Partners’ Suggestion

In the current dynamic world where organizations are inserted in, there is no time to postpone businesses due to the lack of support that helps them to establish the required connections with other organizations agilely. In this context, one of the critical issues is the creation of Virtual Organization, when partners have to be selected. This paper addresses a very closely related issue, which...

Innovation in Payments: The Future is Fintech

Trust in Lending

This paper develops a theory of trust in lending, and uses it to analyze the potential market segmentation between banks and fintech lenders. Trust enables lenders to have assured access to financing regardless of market conditions, whereas a loss of trust makes this access conditional on market conditions and the perceived incentives of self-interested lenders to make prudent loans. As long as...

FinTech in Taiwan: a case study of a Bank’s strategic planning for an investment in a FinTech company

Case description: This study used a case study investigation of a top-5 bank in Taiwan. The major data sources include the meeting notes of the FinTech investment task force and interviews with the team members. Co-opetition theory was adopted as the theoretical framework and interview questions were derived from the PARTS strategies in co-petition theory. The results relate to: (1) the strateg...